Monday, February 24, 2014

Tu Result

http://tu.edusanjal.com/

Tribhuvan University Results

http://meroknowledge.blogspot.com/
Tribhuvan University Results हेर्न यो लिंक मा click गर्नु होस् !!

http://tu.edusanjal.com/

TU Result with Mark www.turesult.com TU results

TU Result with Mark www.turesult.com TU results

TU Result with marks over here. TU published result of following faculty today. Tribhuvan university is a leading university of Nepal with more than millions of students studying over there. Get TU results with marks and percentage. Click here to see TU Results.

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Sunday, February 23, 2014

US News publishes list of physician-ranked medical residency programs

Thousands of medical students will submit their final preferred list of postgraduate residency programs to the National Resident Matching Program (NRMP) on Feb. 26 after a year of interviews, research, and plenty of hand-wringing to determine where they might like to start their careers in medicine.

Stirring up the high-pressured match season a little more, US News & World Report this week published a ranking from the physician social network Doximity of U.S. medical residencies based on thousands of surveys from physicians who have completed internal medicine residencies in the United States. The surveys were sent through web notifications and emails to 18,695 members of the social network.

Massachusetts General Hospital and Brigham and Women’s Hospital in Boston achieved the top nods along with Johns Hopkins University in Baltimore. All three received 600 nominations from the physicians surveyed, and following close in line is the University of California, San Francisco Medical Center.

Each of the physicians Doximity surveyed completed a U.S. residency in internal medicine. Approximately 3,400 responded (18 percent), sending in approximately 2.7 nominations apiece for an internal medicine residency. The survey ran from mid-December to Feb. 10, representing around 1,300 hospitals and every state except Alaska and Wyoming.

Medical students wringing their hands about their futures might use this survey to inform their selection process. But the question remains: should they?

A list like this could easily be associated with other well-known rankings by US News, including the Best Colleges list that many high school students turn to annually. US News’ Best Hospitals ranking also brings huge marketing power to those hospitals and health systems ordained at the top of the list.

But Ben Harder, general manager of health and science at US News, said this list is “definitely not a U.S. News ranking” in an email exchange Friday.

“U.S. News builds nearly all of its rankings on objective quality data,” said Harder. “Unfortunately, objective clinical data on residencies is nonexistent.”

In the explainer piece Harder wrote online for US News, he notes a few problems with the objectivity of the data Doximity collected while also citing its potential to influence students.

In the surveys, physicians tended to nominate medical residencies near their own practices, while the South and West were underrepresented. Respondents were also more likely to be subspecialists and not internists (so it’s questionable whether their opinions of internal medicine residencies is the best source for a ranking).

Doximity also surveyed residency and fellowship directors, whose responses were pooled with the physicians’ at equal weight, despite the potential for bias.

“A few institutions did have three or four who responded, while most had no more than one, so it’s reasonable to take the nominations from that subgroup with a grain of salt,” said Harder. “At the same time, a large majority of nominations for all of the programs came from doctors who didn’t have a personal affiliation with that program.”

So with these data limitations, why is this survey even relevant for medical students?

Harder wrote online that the list’s “insight into programs’ reputations could inform their preferences, particularly if they are concerned about how future colleagues might judge their medical pedigree.”

“It certainly responds to the desire of medical students for information about the training programs,” wrote Dr. Joanne Conroy, the chief healthcare officer at the American Association of Medical Colleges, in an email exchange. “This is especially relevant as they are making their priority lists for submission to the NRMP.”

Dr. Conroy does not expect this list to affect this year’s match season since most applicants have already submitted their final selections.

What do you think of this list? Would you rely on it based on the data?

Universitat Autónoma de Barcelona, Spain

Universitat Autónoma de Barcelona, Spain

The first Spanish offering in our list is the Universitat Autónoma de Barcelona, coming 9th in the Top 50 Under 50. Established in 1968, the university is located in Barcelona, the capital of Catalonia and a city renowned worldwide for its culture, art, food, architecture and climate, ensuring a constant flow of visitors. At 177th, the Universitat Autónoma de Barcelona is Spain’s highest entry in the QS World University Rankings, and has around 28,500 students enrolled at three campuses spread across Barcelona’s metropolis.

Maastricht University, Netherlands

Maastricht University, Netherlands

The Netherlands’ Maastricht University is the highest ranking among young universities in Europe, coming 6th in the Top 50 Under 50 (the top five entries are all in Asia). The city of Maastricht is located in the far south of the Netherlands, nestled between the Belgian and German borders, making it a multilingual and multinational hub which is perfect for students. The university itself ranked 121st in the 2013/14 QS World University Rankings  and currently has an enrollment of almost 16,000 students, of which nearly half hail from outside of the Netherlands.

Top Ten Universities in Europe Under 50 Years Old

Universities in Europe are not only among the oldest and most elite institutions in the world, but they also include some of the youngest and most vibrant.

Young universities, although often overlooked in the world rankings due to the time it takes to establish a strong international reputation and research output, deserve to be recognized as institutions making waves in a relatively small space of time. This is the aim behind the QS Top 50 Under 50, which showcases 50 of the highest performing young universities around the globe, based on the most recent QS World University Rankings®.

In the latest edition of the Top 50 Under 50, universities in Europe comprise almost half of the entries, giving strong evidence that European higher education systems are as young and innovative as they are historic and deep-rooted. The European country with most high-ranking young universities is Spain, with five institutions featured. The UK claims three while Germany and Sweden have two each. Belgium, Denmark, Finland, France, Ireland, Italy, the Netherlands, Norway and Portugal all bring one youngster to the table.

Based on the recent Top 50 Under 50 results, here are the current top 10 universities in Europe under 50 years old…

Maastricht University, Netherlands
Universitat Autónoma de Barcelona, Spain
University of Antwerp, Belgium
University of Bath, UK
Universidad Autónoma de Madrid, Spain
Loughborough University, UK
Universität Ulm, Germany
Universität Konstanz, Germany
Universitat Pompeu Fabra, Spain
Umeå University, Sweden

QS World University Rankings 2013


QS World University Rankings 2013

Welcome to the QS World University Rankings 2013/14. Compare the world's top universities, sort by region and subject, find the best universities in your academic field, and create your own personalized ranking based on what matters most to you.

Thursday, February 6, 2014

University of Western Sydney

With over 40,000 students, the University of Western Sydney (UWS) is the fifth largest university in Australia. Over 2, 800 international students from 70 different countries choose to study at UWS each year.
UWS is a young, energetic and rapidly growing university with six campuses located in Sydney's Greater West region (Bankstown, Nirimba/Blacktown, Campbelltown, Hawkesbury, Parramatta and Penrith). Each campus has a distinctive character and offers small class sizes and excellent access to academic staff.
UWS has a reputation for research and academic excellence. The lecturers are innovative and highly qualified. The University encourages staff to respond to changing technological and theoretical trends and to apply the knowledge gained in their teaching programs.
UWS takes pride in the performance of its students, and believes the ultimate measure of its success is the quality of its graduates.

Wednesday, February 5, 2014

How to make money on Ebay, Buy low, sell high

How to make money on Ebay, Buy low, sell high

This is a guide, a work in progress on how to make money on ebay.  There are many different opinions on this subject and mine is just another one.  But I do feel I have some good ideas that I will share with you.

Buy low, sell high, or for at least more than you bought it for.  How and What?

How do you buy? I have come to the realization that knowing the right people, business is extremely important.  Here are a couple of ways I have bought items to sell, either on Ebay or to sell in Flea markets:

Auctions: Auctions are very good, I love merchandise auctions and moving or estate auctions.  Recently I went to an auction at a very large flea market in Central florida, this was a wholesaler of novelty type items.  At these auctions you may have to buy in larger quantities but if the item is a good seller buying in larger quantities is something you should want to do anyways.
From other ebayers, this is not usually my first suggestion but you can often find someone selling large lots of items, I found someone selling 5000 stress toys on ebay, where I was able to buy them at $.15 each, and can sell them for over $.30 each, not bad to double your money.
Yard sales is a hit or a miss typle of buying location,  If you get up early and search the sales, typically look for items that you have a knowledge about, or bring a blackberry to search ebay while at the yard sale.
Outlets, especially if you are located in a place where you can buy from a certain outlet where the rest of the world may not be able to so easily.  (see example below)
We are located in Florida, hence the name Florida Connections - HSN or Home Shopping Network is located in Florida.  HSN only has 3 outlets where they sell returns or off the shelf items.  HSN is extremely popular and we who are located near the outlets have a great niche to sell.  Think of your local area is there something near by that maybe the rest of the country doesn't have such good access too. 

Sell what you know....I can't stress that enough.  If you worked in a video store for years. Should you try to sell women's clothing or videos, not only do you know videos you may very well know where you can buy them cheap. 

Another example, again from Florida, I have Disney, Citrus, Universal, and many other popular locations, I can find people selling Disney items cheap... what do you have in your area. 

Now how do I sell it on Ebay... Wow that is a hard topic, changes all the time depending on how the market is going.  Lately I have liked selling items in an Ebay Store, cheap to list, and stays on Ebay longer.  How to price?  Depends if you item will only have a few people looking at it, IE maybe you are selling a rare picture of Howard Hughes, How many people are going to search for that, therefore you need to put a bit higher of a minimum.  Maybe you are selling Titleist golf balls, a very common item, you can list that lower and anticipate that sellers will bring it up to a "normal" selling price. 

How about shipping, I have learned from many hard lessons that I will not sell "breakable" items, too much work, but again if you have a great facility that can pack items exceptionally well, then go for it.

6 Key Elements to a successful job / business opportunity:

6 Key Elements to a successful job / business opportunity:

1) Return On Time Investment – how fast can you show a profit?

2) The Products – is it something that people just can’t live without?

3) The Compensation – can you make serious money?

4) The System – the right tools and training to be successful?

5) The Company – is it solid and stable?

6) The Timing – are you getting involved at the right time?
As we explore the 6 key elements, it will quickly become apparent to you why people are so excited about this electric and gas energy opportunity. Let’s explore why our common sense business will provide you with the type of realistic and lucrative income you have been looking for.

How to Pull Money Out of Your Policy | Cash Value and Life Insurance:

At some point in our formative years we’ve had a parent or caregiver say to us “just because your friend jumps off a bridge doesn’t mean you should.” Of course they were trying to teach us that just because you can do something doesn’t make it a good idea. Borrowing against the cash value of your life insurance is a lot like that. You can do it, but it’s not always a good idea.

On the other hand, borrowing against life insurance cash value isn’t necessarily a bad idea either.

You see, borrowing against cash value is not a black and white issue – it’s very much dependent on individual circumstances and goals. The best advice I can give is to read up on the expert advice out there – articles like my own – until you feel you’ve developed a solid understanding of the advantages and disadvantages of borrowing from your policy; only then can you make an informed decision that is based on your actual circumstances.
As we’ve discussed in earlier articles, life insurance policies that build cash value, such as whole or universal life, are more costly than pure insurance term policies because part of that additional cost goes into building cash value. Building cash value takes time, but before you start building up your own, there are some risks you need to understand.

What is Cash Value?

Understanding cash value is vital to making an informed, effective decision. Cash value is a portion of your policy’s death benefit which has become liquid. It grows at different rates for different insurers. This is referred to as the rate of accumulation – the ROA. Universal life policies offer different options for how excess premium is invested, which will then result in a different rate of return for that policy. The risk comes from the fact that it is a part of your death benefit. This means that if you borrow against it and die while the loan is outstanding, the death benefit is reduced by the amount of the outstanding loan. So before you borrow against your accumulated cash value, one of the questions you should ask yourself is this:

If I die the day after I borrow the money, will there be enough death benefit left to fulfill my reason for buying the insurance in the first place?

It’s Not Free Money!

A very common misconception about borrowing money from life insurance cash value is that it is free money, a “no strings” and “no expense” sort of deal. This is simply not true. Life insurance companies are in business to make money, and when you withdraw cash value from a policy, the insurance company no longer has that money available to invest, cover overhead, or pay other beneficiaries claims, and so they charge interest to make up the difference.

Unlike a bank loan, you are not obligated to pay back a loan against your cash value; this might sound like a great deal – it’s not. The risk here is that the lack of a requirement to repay the loan means the loan never gets paid back. Interest on borrowed cash value will continue to accrue and eat away your death benefit, further reducing what will be there for your loved ones when you are gone.
Borrowing from the cash value of your life insurance does have some upsides, the biggest of which is the tax advantage. Withdrawals of any amount from the accumulated cash value of your whole or universal life policy is tax free up to the amount of the premiums you have paid. As a rule, withdrawals generally includes loans.

This tax free status is a lifetime benefit which means that it will continue to be untaxed as long as you live, even if you do not repay it. However, the tax free status ends with your death; any outstanding balance at that time is taxable. It is always advisable to check with an accountant before moving forward. Tax laws and regulations are always changing and it is better be safe than sorry.

High Paying Adsense Keywords in 2013,2014,2015,2016 | Top Paying Google Adsense Keywords |

Top Paying Google Adsense  Keywords of 2012. Everybody Top Paying Google Adsense Keyword  is trying to fill up their article or content with highly paying keywords for Google Adsense . High Paying Google Adsense Keyword  As we all know that keywords are the main-part in how much you earn from your Google Adsense  or whatever income  you are High Paying Google Adsense Keyword  getting from your Google Adsense  Account. And you cant fill your High Paying Google Adsense Keyword  blog only with highly paying keywords that don’t have any match to the content of your blog. The secret High Paying Google Adsense Keyword  is to make more and more income  with your adsense account is to use highly paying adsense keywords with quality content High Paying Google Adsense Keyword  in your blog. Below are some of the Most Used Top Paying Keywords For Google Adsense With Payouts Of $2-$100 Per Click! High Paying Google Adsense Keyword

After This You High Paying Google Adsense Keyword  will get paid for each click on any one of these highly paying adsense keywords, from $2  up to$100 . And Yes you can High Paying Google Adsense Keyword  even get $100  us dollars for a click. If and onlu if you can fill up your content with these high paying adsense keywords into your blog's/website's content. But keep in mind High Paying Google Adsense Keyword  that your content should be meaningful. You can even make big amount of money by High Paying Google Adsense Keyword  using only few pages of your blog's or website filled with highly paying adsense keywords with quality content. High Paying Google Adsense Keyword


1. Structured settlements   High Paying Google Adsense Keyword
2. Mesothelioma High Paying Google Adsense Keyword
3. Acne   High Paying Google Adsense Keyword                           
4. Life Insurance High Paying Google Adsense Keyword
5. Asbestos High Paying Google Adsense Keyword
6. Bextra High Paying Google Adsense Keyword
7. Bankruptcy High Paying Google Adsense Keyword
8. Car Insurance High Paying Google Adsense Keyword
9. Dental Plan High Paying Google Adsense Keyword
10. Private Jet High Paying Google Adsense Keyword
11. Debt Consolidatio High Paying Google Adsense Keyword
12. Credit Card High Paying Google Adsense Keyword
13. Canadian Pharmac High Paying Google Adsense Keyword
14. Online Tradin High Paying Google Adsense Keyword
15. Equity Line Credit High Paying Google Adsense Keyword
16. Loans High Paying Google Adsense Keyword
17. Mortgages High Paying Google Adsense Keyword
18. Pay Day Loans High Paying Google Adsense Keyword
19. Cash Advance High Paying Google Adsense Keyword
20. Equity Loans High Paying Google Adsense Keyword
21. Reduce Debt High Paying Google Adsense Keyword
22. Refinance  High Paying Google Adsense Keyword
23. Jet Charter   High Paying Google Adsense Keyword  
24. Rehab High Paying Google Adsense Keyword
25. Wrongful death High Paying Google Adsense Keyword
26. Legal Advice High Paying Google Adsense Keyword
27. Taxes High Paying Google Adsense Keyword
28. Investing
29. Bonds High Paying Google Adsense Keyword
30. Vioxx High Paying Google Adsense Keyword
31. IRA Rollover High Paying Google Adsense Keyword
32. Refinance Quotes High Paying Google Adsense Keyword
33. Adult Education High Paying Google Adsense Keyword
34. Distance Learning High Paying Google Adsense Keyword
35. Alcohol Treatment High Paying Google Adsense Keyword
36. Depression High Paying Google Adsense Keyword
37. Drug Rehab
38. Extra Money
39. Cell Phone Plans
40. Calling Cards
41. VOIP
42. Weight Loss
43. Homeowner’s Insurance
44. Rewards Cards
45. Spam Filter
46. Lasik
47. Facelift
48. Teeth Whitening
49. Annuity
50. Anti Virus Protection
51. Adult Diaper
52. Free Credit Report
53. Credit Score
54. Satellite
55. Anti Spam Software
56. Dedicated Hosting
57. Domain Name
58. Need Money
59. Bachelor Degree
60. Master Degree
61. Doctorate Degree
62. Work at Home
63. Quick Book
64. Spyware
65. Eloan
66. Malpractice Lawyer
67. Lenox China
68. Cancer
69. Payperclick
70. Personal Injury Attorney
71. Lexington Law
72. Video Conferencing
73. Transfer Money
74. Windstar Cruise
75. Casinos Online
76. Laptop Computer                    
77. Online Banking
78. Borrow Money
79. Low Interest Credit Cards
80. Personal Domain Name
81. Cellular Phone Rental
82. Internet Broker
83. Term Life   
84. Cheap Hosting
85. University Degrees Online
86. Online Marketing
87. Consolidate
88. Business Credit
89. Web Host
90. Death Insurance
91. Yellow Page Advertising
92. Travel Insurance
93. Register Domain
94. Credit Counseling
95. Email Hosting
96. Trans Union
97. Consumer Credit
98. Blue Cross
99. Helpdesk Software
Source: http://toppayingadsensekeyword.blogspot.com

High rank of Google Adsense High Paying Keywords 2014

Google Adsense is the #1 Cost Per Click (CPC) and Pay Per Click (PPC) Program where people can earn money by showing ads in their website.Adsense also have has a unique algorithm to determine the cost of the revenue where people get a particular click. Sometime the Google Adsense Ads cost become too high up to $60 for a single click.So today I will share with you Top 20 Google Adsense High Paying Keywords 2014 take a look at these below: 

MESOTHELIOMA LAW FIRM ($ 179.01) DONATE CAR TO CHARITY CALIFORNIA ($130.25) DONATE CAR FOR TAX CREDIT ($126.65) DONATE CARS IN MA ($125.58) DONATE YOUR CAR SACRAMENTO ($118.20) HOW TO DONATE A CAR IN CALIFORNIA ($111.21) SELL ANNUITY PAYMENT ( $ 107.46 ) DONATE YOUR CAR FOR KIDS ($106.01) ASBESTOS LAWYERS ( $ 105.84 ) STRUCTURED ANNUITY SETTLEMENT ($100.8) ANNUITY SETTLEMENTS ($ 100.72 ) CAR INSURANCE QUOTES COLORADO ($100.93) NUNAVUT CULTURE ($99.52) DAYTON FREIGHT LINES ($99.39) HARDDRIVE DATA RECOVERY SERVICES ($98.59) DONATE A CAR IN MARYLAND ($98.51) MOTOR REPLACEMENTS ($98.43) CHEAP DOMAIN REGISTRATION HOSTING ($98.39) DONATING A CAR IN MARYLAND ($98.20) DONATE CARS ILLINOIS ($98.13) CRIMINAL DEFENSE ATTORNEYS FLORIDA ($98.07) BEST CRIMINAL LAWYER IN ARIZONA ($97.93) CAR INSURANCE QUOTES UTAH ($97.92) LIFE INSURANCE CO LINCOLN ($97.07) HOLLAND MICHIGAN COLLEGE ($95.74) ONLINE MOTOR INSURANCE QUOTES ($95.73) ONLINE COLLEDGES ($95.65) PAPERPORT PROMOTIONAL CODE ($95.13) ONLINECLASSES ($95.06) WORLD TRADE CENTER FOOTAGE ($95.02) MASSAGE SCHOOL DALLAS TEXAS ($94.90) PSYCHIC FOR FREE ($94.61) DONATE OLD CARS TO CHARITY ($94.55) LOW CREDIT LINE CREDIT CARDS ($94.49) DALLAS MESOTHELIOMA ATTORNEYS ($94.33) CAR INSURANCE QUOTES MN ($94.29) DONATE YOUR CAR FOR MONEY ($94.01) CHEAP AUTO INSURANCE IN VA ($93.84) MET AUTO ($93.70) FORENSICS ONLINE COURSE ($93.51) HOME PHONE INTERNET BUNDLE ($93.32) DONATING USED CARS TO CHARITY ($93.17) PHD IN COUNSELING EDUCATION ($92.99) NEUSON ($92.89) CAR INSURANCE QUOTES PA ($92.88) ROYALTY FREE IMAGES STOCK ($92.76) CAR INSURANCE IN SOUTH DAKOTA ($92.72) EMAIL BULK SERVICE ($92.55) WEBEX COSTS ($92.38) CHEAP CAR INSURANCE FOR LADIES ($92.23) CHEAP CAR INSURANCE IN VIRGINIA ($92.03) REGISTER FREE DOMAINS ($92.03) BETTER CONFERENCING CALLS ($91.44) FUTURISTIC ARCHITECTURE ($91.44) MORTGAGE ADVISER ($91.29) CAR DONATE ($ 88.26 ) VIRTUAL DATA ROOMS ($ 83.18 ) AUTOMOBILE ACCIDENT ATTORNEY ($ 76.57 ) AUTO ACCIDENT ATTORNEY ($ 75.64 ) CAR ACCIDENT LAWYERS ($ 75.17 ) DATA RECOVERY RAID ( $ 73.22) MOTOR INSURANCE QUOTES ($ 68.61 ) PERSONAL INJURY LAWYER ($ 66.53) CAR INSURANCE QUOTES ($ 61.03) ASBESTOS LUNG CANCER ($60.96) INJURY LAWYERS ($60.79) PERSONAL INJURY LAW FIRM ($60.56) ONLINE CRIMINAL JUSTICE DEGREE ($60.4) CAR INSURANCE COMPANIES ($ 58.66 ) BUSINESS VOIP SOLUTIONS ($ 51.9 ) Other: Insurance, Treatment, Loans, Attorney, Mortgage, Hosting, Rehab, Classes, Transfer,Recovery, Software, Claim, Trading, Lawyer,Donate, Credit, Conference Call, Degree, Gas/ Electricity

How They Make Money Broker and Insurance Agents

Like most small businesses, you probably purchase your insurance policies through an insurance agent or broker. Agents and brokers perform very similar functions. Both act as intermediaries between you, the insurance buyer, and insurers. Both have a legal duty to help you obtain the coverage you need at a reasonable price. Both an agent and a broker must have the proper license to sell insurance. He or she must also adhere to the regulations enforced by your state insurance department. Yet, the functions of insurance agents and brokers are not identical. This article will explain how they differ. It will also explain how agents and brokers make money from the premiums you pay your insurers. Except where noted, the following discussion applies to agents and brokers selling property/casualty coverages.
 Agent Versus Broker
The differences between a broker and an agent may vary somewhat from one state to another. Generally, an agent represents one or more insurance companies. He or she acts as an extension of the insurance company. A broker, on the other hand, represents the insurance buyer.

An insurance agency cannot sell insurance products on behalf of a specific insurer unless the agency has been appointed by that insurer. An appointment is a contractual agreement that specifies what products the agency may sell and what commissions the insurer will pay for each product. The contract usually spells out the agency's binding authority, meaning its authority to initiate a policy on the insurer’s behalf. The agent may have permission to bind some types of coverage but not others.

Agents are either captive or independent. A captive agent represents a single insurer. For example, agents that represent Allstate or State Farm are captive agents. An independent agent represents multiple insurers.

Brokers are not appointed by insurers. They submit insurance applications to insurers on behalf of their clients, but they do not have the authority to bind coverage. To initiate a policy, a broker must obtain a binder from the insurer. A binder is a legal document that serves as a temporary insurance policy. It usually applies for a short period, such as 30 or 60 days, and must be signed by a representative of the insurer. A binder is replaced by a policy.

Brokers may be either retail or wholesale. A retail broker interacts directly with policyholders. If you have purchased commercial policies through a broker, your broker is a retail broker. If your agent or broker is unable to obtain a particular coverage you need, he or she may contact a wholesale broker. Wholesale brokers handle specialized coverages that are not readily available to retail brokers and agents. Examples are product liability insurance for a motorcycle manufacturer and auto liability coverage for a long-haul trucker.
Some insurers sell policies directly to insurance buyers without using agents or brokers as intermediaries. Such insurers are called direct writers. Direct writers tend to focus on personal coverages like homeowners and personal auto policies. However, some also offer commercial coverages to small businesses.

Life Insurance


Agents and brokers that sell life insurance also earn commissions. However, a life agent earns most of the commission he or she makes on a policy in the policy’s first year. The commission on may be 70 to 120% of the premium in the first year, but 4 to 6% of the premium for a renewal.

Commission


Some captive agents are salaried. However, most brokers and agents rely on commissions for income. Commissions are paid out of premiums charged to policyholders by insurers. These may include base commissions and contingent commissions.

Base commission is the “normal” commission earned on insurance policies. Base commission is expressed in terms of a percentage of premium and varies by type of coverage. For instance, an agent might earn say, a 10% commission on workers compensation policies and 15% on general liability policies. Suppose that you purchase a liability policy from the Elite Insurance Company through the Jones Agency, an independent agent. Jones earns a 15% commission on general liability policies. If your annual liability premium is $2000, Jones collects $2000 from you and retains $300 in commission. Jones sends the remaining $1700 to the insurer.

Some insurers pay a higher commission for new policies than for renewals to encourage agents to write new business. For instance, if the insurer pays 10% for a new workers compensation policy, it might pay only 9% when the policy is renewed.

Contingent or incentive commissions reward agents and brokers for achieving volume, profitability, growth or retention goals established by the insurer. For example, Elite Insurance promises to pay the Jones Agency an extra 3% commission if Jones writes $10 million in new property policies in 2013. If Jones renews 90% of those policies when they expire, Elite will pay Jones an addition 2% commission.

Contingent commissions are controversial, particularly for brokers, who are supposed to represent insurance buyers. In the past, some brokers collected these commissions without the knowledge of their clients. Also, contingent commissions may give brokers (and agents) an incentive to steer insurance buyers into policies that are particularly lucrative for the broker. If agents and brokers accept contingent commissions, they should disclose this fact to policyholders. Some brokers no longer accept such commissions.

Your agent or broker should provide you with a compensation disclosure statement that outlines the types of commissions the agency or brokerage receives from its insurers. This document should state whether the agency or brokerage receives base commissions only or if it also receives contingent commissions.

How to make and Borrow Cash From Your Life Insurance Policy

Life insurance comes in two basic flavors: term and permanent. Term insurance is pure insurance, and as such, its only benefit is the death benefit. Permanent insurance includes whole life, universal life and variable life, and has living benefits - foremost of which is the accumulation of cash value. Trent explored this topic in his earlier post, ‘Buy Term Life Insurance.’

Cornell University Law School defines “Cash Value” or “Surrender Value” as funds that are borrowed against or taken in whole upon surrender of the policy. The NOLO Plain English Law Dictionary goes on to say that, “The annual increase in the cash value of the policy is not taxed.” Tax-free growth and a ready source of loans make for a powerful statement about the value of life insurance as an asset to be leveraged.

There are differing opinions about life insurance as an investment and it really depends who you ask; some argue that anything other than term life is a bad idea, while others regard permanent life as the better choice. The fact is that, as investments go, life insurance is never going to provide a big return. That said, there is a place for life insurance in one’s portfolio beyond the death benefit but it requires you to understand the rules and risks.

The Ground Rules

First and foremost, your life insurance investment should provide death benefits that sufficiently cover all the needs of your loved ones and estate after you have died. To be clear, we will be discussing life insurance as a leverage device and not a provider of lost income.

Different forms of permanent insurance will accumulate cash at different rates. The slowest and most conservative is whole life; this option generally does not offer any options as to how your cash is invested and usually provides a fixed return in the form of an untaxed dividend. The tax advantage is that these dividends are treated as a return of premium and are not subject to being taxed.

Other types of permanent insurance (such as universal life policies) often provide the owner with options that focus on how excess premiums are invested, resulting in a higher return. Just like investments made in more conventional vehicles, the choice and greater return translate to greater risk. While some policies guarantee a minimum return, many do not. For further details about these policies, check out ‘The Simple Dollar Guide to Life Insurance.’

Personal Bank

The cash value that accumulates in a life insurance policy is like a personal bank account, in that the assets can only be drawn against by you and you are the loan officer. In a conventional bank, a loan officer reviews your credit and determines how much you can borrow and at what rate funds can be borrowed with only your approval.

Like a conventional loan, there is interest to pay – though it is usually lower than the going bank rate for a similar loan. The collateral for your policy loan is the death benefit, which means that if you should die before repaying the loan the death benefit will be reduced by the amount of the outstanding loan. Whole life policy loans have interest rates significantly below market rates and often have no interest at all.
Variable and universal life policy loans may also be subject to an opportunity fee or cost. This amount is calculated by finding the difference between the guaranteed rate the insurer is paying and the current rate of your investment selection. The difference is added to the interest rate you will have to pay on your loan. For example, if your guaranteed rate is 3% and your investment rate is paying 6%, then the difference of 3% is added to the interest rate of your loan.

Pros and Cons

The upside to borrowing against a life insurance policy is the low interest rate and lack of an approval process. It is quite easy to borrow against accumulated cash value, so great care must be taken to ensure that the face value (death benefit) is not so severely depleted that it defeats the purpose of having insurance altogether.

Accumulated cash value in a life insurance policy (including loans) is protected from creditors until it is removed. Borrowing funds from life insurance subjects them to attachment by creditors because they are no longer protected as part of the policy.

360 Degrees of Financial Literacy, a website maintained by the American Institute of Certified Public Accountants, notes that the proceeds of loans against life insurance cash value are non-taxable and (contrary to conventional loans) remain tax-free even when they are not repaid.

The Final Word

It is important to remember that the primary function of life insurance is to provide for the needs of your beneficiaries and that maintaining adequate coverage should be your priority. Life insurance as a leveragable financial tool is not for everyone. However, when the situation calls for it and you are in a financial position to take advantage of such policies, they can be the ideal solution to filling the need for a quick and easy infusion of cash.

High Paying Adsense Keywords in 2013,2014 | Top Paying Google Adsense Keywords


 Top Paying Google Adsense  Keywords of 2014. Everybody Top Paying Google Adsense Keyword  is trying to fill up their article or content with highly paying keywords for Google Adsense. High Paying Google Adsense Keyword  As we all know that keywords are the main-part in how much you earn from your Google Adsense  or whatever income  you are High Paying Google Adsense Keyword  getting from your Google Adsense  Account. And you cant fill your High Paying Google Adsense Keyword  blog only with highly paying keywords that don’t have any match to the content of your blog. The secret High Paying Google Adsense Keyword  is to make more and more income  with your adsense account is to use highly paying adsense keywords with quality content High Paying Google Adsense Keyword  in your blog. Below are some of the Most Used Top Paying Keywords For Google Adsense With Payouts Of $2-$100 Per Click! High Paying Google Adsense Keyword
After This You High Paying Google Adsense Keyword  will get paid for each click on any one of these highly paying adsense keywords, from $2  up to$100 . And Yes you can High Paying Google Adsense Keyword  even get $100  us dollars for a click. If and onlu if you can fill up your content with these high paying adsense keywords into your blog's/website's content. But keep in mind High Paying Google Adsense Keyword  that your content should be meaningful. You can even make big amount of money by High Paying Google Adsense Keyword  using only few pages of your blog's or website filled with highly paying adsense keywords with quality content. High  Paying Google 

1. Structured settlements   High Paying Google Adsense Keyword
2. Mesothelioma High Paying Google Adsense Keyword
3. Acne   High Paying Google Adsense Keyword                           
4. Life Insurance High Paying Google Adsense Keyword
5. Asbestos High Paying Google Adsense Keyword
6. Bextra High Paying Google Adsense Keyword
7. Bankruptcy High Paying Google Adsense Keyword
8. Car Insurance High Paying Google Adsense Keyword
9. Dental Plan High Paying Google Adsense Keyword
10. Private Jet High Paying Google Adsense Keyword
11. Debt Consolidatio High Paying Google Adsense Keyword
12. Credit Card High Paying Google Adsense Keyword
13. Canadian Pharmac High Paying Google Adsense Keyword
14. Online Tradin High Paying Google Adsense Keyword
15. Equity Line Credit High Paying Google Adsense Keyword
16. Loans High Paying Google Adsense Keyword
17. Mortgages High Paying Google Adsense Keyword
18. Pay Day Loans High Paying Google Adsense Keyword
19. Cash Advance High Paying Google Adsense Keyword
20. Equity Loans High Paying Google Adsense Keyword
21. Reduce Debt High Paying Google Adsense Keyword
22. Refinance High Paying Google Adsense Keyword
23. Jet Charter High Paying Google Adsense Keyword  
24. Rehab High Paying Google Adsense Keyword
25. Wrongful death High Paying Google Adsense Keyword
26. Legal Advice High Paying Google Adsense Keyword
27. Taxes High Paying Google Adsense Keyword
28. Investing
29. Bonds High Paying Google Adsense Keyword
30. Vioxx High Paying Google Adsense Keyword
31. IRA Rollover High Paying Google Adsense Keyword
32. Refinance Quotes High Paying Google Adsense Keyword
33. Adult Education High Paying Google Adsense Keyword
34. Distance Learning High Paying Google Adsense Keyword
35. Alcohol Treatment High Paying Google Adsense Keyword
36. Depression High Paying Google Adsense Keyword
37. Drug Rehab
38. Extra Money
39. Cell Phone Plans
40. Calling Cards
41. VOIP
42. Weight Loss
43. Homeowner’s Insurance
44. Rewards Cards
45. Spam Filter
46. Lasik
47. Facelift
48. Teeth Whitening
49. Annuity
50. Anti Virus Protection
51. Adult Diaper
52. Free Credit Report
53. Credit Score
54. Satellite
55. Anti Spam Software
56. Dedicated Hosting
57. Domain Name
58. Need Money
59. Bachelor Degree
60. Master Degree
61. Doctorate Degree
62. Work at Home
63. Quick Book
64. Spyware
65. Eloan
66. Malpractice Lawyer
67. Lenox China
68. Cancer
69. Payperclick
70. Personal Injury Attorney
71. Lexington Law
72. Video Conferencing
73. Transfer Money
74. Windstar Cruise
75. Casinos Online
76. Laptop Computer                    
77. Online Banking
78. Borrow Money
79. Low Interest Credit Cards
80. Personal Domain Name
81. Cellular Phone Rental
82. Internet Broker
83. Term Life   
84. Cheap Hosting
85. University Degrees Online
86. Online Marketing
87. Consolidate
88. Business Credit
89. Web Host
90. Death Insurance
91. Yellow Page Advertising
92. Travel Insurance
93. Register Domain
94. Credit Counseling
95. Email Hosting
96. Trans Union
97. Consumer Credit
98. Blue Cross
99. Helpdesk Software 
Source: http://keywordsinadsense.blogspot.com

High Paying Google Adsense CPC Keyword List 2014

Google adsense is best way tomake money online so every blogger is using adsense to monetized there blogs but today every blogger turn on affiliate marketing to earn more money. That`s why today I collect some best high paying CPC (Cost Per Click) keyword that you can monetized with adsense and make $30 to $40 per click but it is not easy to ranking on first page of Google for this keywords. So if you have blog with high traffic and many readers then you just need to write quality article on this keyword. Your goal should be no one can write quality article on this topic and you see your adsense earning chart going up.

KEYWORD / COST PER CLICK

  1. Donate car to charity California ($130.25)
  2. Donate car for tax credit ($126.65)
  3. Donate cars in ma ($125.58)
  4. Donate your car Sacramento ($118.20)
  5. How to donate a car in California ($111.21)
  6. Donate your car for kids ($106.01)
  7. Car insurance quotes Colorado ($100.93)
  8. Nunavut culture ($99.52)
  9. Dayton freight lines ($99.39)
  10. Hard drive data recovery services ($98.59)
  11. Donate a car in Maryland ($98.51)
  12. Motor replacements ($98.43)
  13. Cheap domain registration hosting ($98.39)
  14. Donating a car in Maryland ($98.20)
  15. Donate cars Illinois ($98.13)
  16. Criminal defense attorneys Florida ($98.07)
  17. Best criminal lawyer in Arizona ($97.93)
  18. Car insurance quotes Utah ($97.92)
  19. Life insurance co Lincoln ($97.07)
  20. Holland Michigan College ($95.74)
  21. Online motor insurance quotes ($95.73)
  22. Online colledges ($95.65)
  23. Paperport promotional code ($95.13)
  24. Online classes ($95.06)
  25. World trade center footage ($95.02)
  26. Massage school Dallas Texas ($94.90)
  27. Psychic for free ($94.61)
  28. Donate old cars to charity ($94.55)
  29. Low credit line credit cards ($94.49)
  30. Dallas mesothelioma attorneys ($94.33)
  31. Car insurance quotes MN ($94.29)
  32. Donate your car for money ($94.01)
  33. Cheap auto insurance in VA ($93.84)
  34. Met auto ($93.70)
  35. Forensics online course ($93.51)
  36. Home phone internet bundle ($93.32)
  37. Donating used cars to charity ($93.17)
  38. PhD in counseling education ($92.99)
  39. Neuson ($92.89)
  40. Car insurance quotes pa ($92.88)
  41. Royalty free images stock ($92.76)
  42. Car insurance in South Dakota ($92.72)
  43. Email bulk service ($92.55)
  44. WebEx costs ($92.38)
  45. Cheap car insurance for ladies ($92.23)
  46. Cheap car insurance in Virginia ($92.03)
  47. Register free domains ($92.03)
  48. Better conferencing calls ($91.44)
  49. Futuristic architecture ($91.44)
  50. Mortgage adviser ($91.29)
  51. Insurance ($54.91)
  52. Gas/Electricity ($54.62)
  53. Mortgage ($47.12)
  54. Attorney ($47.07)
  55. Claim ($45.51)
  56. Mesothelioma Law Firm ($179.01)
  57. Sell Annuity Payment ($107.46)
  58. Asbestos Lawyers ($105.84)
  59. Structured Annuity Settlement ($100.8)
  60. Annuity Settlements ($100.72)
  61. Car Donate ($88.26)
  62. Virtual Data Rooms ($83.18)
  63. Automobile Accident Attorney ($76.57)
  64. Auto Accident Attorney ($75.64)
  65. Car Accident Lawyers ($75.17)
  66. Data Recovery Raid ($73.22)
  67. Motor Insurance Quotes ($68.61)
  68. Personal Injury Lawyer ($66.53)
  69. Car Insurance Quotes ($61.03)
  70. Asbestos Lung Cancer ($60.96)
  71. Injury Lawyers ($60.79)
  72. Personal Injury Law Firm ($60.56)
  73. Online Criminal Justice Degree ($60.4)
  74. Car Insurance Companies ($58.66)
  75. Business Voip Solutions ($51.9)
Tags: adsense high cpc keyword, google adsense keyword , high cost per click list  , high cpc keyword list ,high paying cpc keyword 2014 
Source: http://ginfostop.blogspot.com

List Of 50+ High Paying Google Adsense Keywords Of 2014

Having Google adsense ads for your site alone will not make good money for you. You need to get more clicks. Your adsense earnings depends on CPC (Cost Per Click) only. Some of Google adsense keywords paying good money. If you post tutorials with the help of adsense keywords, you will be paid more. Here I have added highest paying Google adsense keywords which makes good income.

  1. MESOTHELIOMA LAW FIRM – $ 179.01 
  2. DONATE CAR TO CHARITY CALIFORNIA – ($130.25)
  3. DONATE CAR FOR TAX CREDIT ($126.65)
  4. DONATE CARS IN MA ($125.58)
  5. DONATE YOUR CAR SACRAMENTO ($118.20)
  6. HOW TO DONATE A CAR IN CALIFORNIA ($111.21)
  7. SELL ANNUITY PAYMENT ( $ 107.46 )
  8. DONATE YOUR CAR FOR KIDS ($106.01)
  9. ASBESTOS LAWYERS ( $ 105.84 )
  10. STRUCTURED ANNUITY SETTLEMENT ($100.8)
  11. ANNUITY SETTLEMENTS ($ 100.72 )
  12. CAR INSURANCE QUOTES COLORADO ($100.93)
  13. NUNAVUT CULTURE ($99.52)
  14. DAYTON FREIGHT LINES ($99.39)
  15. HARDDRIVE DATA RECOVERY SERVICES ($98.59)
  16. DONATE A CAR IN MARYLAND ($98.51)
  17. MOTOR REPLACEMENTS ($98.43)
  18. CHEAP DOMAIN REGISTRATION HOSTING ($98.39)
  19. DONATING A CAR IN MARYLAND ($98.20)
  20. DONATE CARS ILLINOIS ($98.13)
  21. CRIMINAL DEFENSE ATTORNEYS FLORIDA ($98.07)
  22. BEST CRIMINAL LAWYER IN ARIZONA ($97.93)
  23. CAR INSURANCE QUOTES UTAH ($97.92)
  24. LIFE INSURANCE CO LINCOLN ($97.07)
  25. HOLLAND MICHIGAN COLLEGE ($95.74)
  26. ONLINE MOTOR INSURANCE QUOTES ($95.73)
  27. ONLINE COLLEDGES ($95.65)
  28. PAPERPORT PROMOTIONAL CODE ($95.13)
  29. ONLINECLASSES ($95.06)
  30. WORLD TRADE CENTER FOOTAGE ($95.02)
  31. MASSAGE SCHOOL DALLAS TEXAS ($94.90)
  32. PSYCHIC FOR FREE ($94.61)
  33. DONATE OLD CARS TO CHARITY ($94.55)
  34. LOW CREDIT LINE CREDIT CARDS ($94.49)
  35. DALLAS MESOTHELIOMA ATTORNEYS ($94.33)
  36. CAR INSURANCE QUOTES MN ($94.29)
  37. DONATE YOUR CAR FOR MONEY ($94.01)
  38. CHEAP AUTO INSURANCE IN VA ($93.84)
  39. MET AUTO ($93.70)
  40. FORENSICS ONLINE COURSE ($93.51)
  41. HOME PHONE INTERNET BUNDLE ($93.32)
  42. DONATING USED CARS TO CHARITY ($93.17)
  43. PHD IN COUNSELING EDUCATION ($92.99)
  44. NEUSON ($92.89)
  45. CAR INSURANCE QUOTES PA ($92.88)
  46. ROYALTY FREE IMAGES STOCK ($92.76)
  47. CAR INSURANCE IN SOUTH DAKOTA ($92.72)
  48. EMAIL BULK SERVICE ($92.55)
  49. WEBEX COSTS ($92.38)
  50. CHEAP CAR INSURANCE FOR LADIES ($92.23)


Note: So Here We provide some very High paying Google adsense keywords. We know this all keywords are really best but competition is extremely high. So in Our next post We tell throw this blog some High CPC (Cost Per Click)keywords with low competition. So don’t forget to subscribe us and if you really enjoy this article then not forget Plz. share with your friends.

Tuesday, February 4, 2014

Three ways to make money playing video games

We bring you some Three ways on how to turn your gaming habit into a handy earner
Everyone knows there are prizes galore to be won if keen gamers decide to take up the slightly bizarre title of “professional gamer”, with competitions offering large financial rewards for the very best.
But what about if you just want to earn a bit of pocket money from your usual gaming habit without making the leap from “amateur” to “professional”?
Video games forums are awash with what are perhaps somewhat embellished tales of the financial rewards available, but there can be more than a few pennies to be made if you are shrewd.
Do not assume this is easy or some get-rich-quick checklist – if making money from casual gaming was then everyone would be doing it.
But away from the lights of video games competitions, here are three ways to turn your gaming routine into a tidy little earner.

1) Game testing
Game testing or “play testing” is where large video game companies employ video game testers, who test games in development and report any problems or glitches they discover.
Although this may sound like a perfect job, approach this money-making scheme with caution.
Websites such as The Tough Life of a Games Tester highlight that this is often not particularly well paid, and that you will not necessarily be able to play games you actually like.
All video games testers sign non-disclosure agreements, so bear this in mind – as well as some of the anonymous comments below – before embarking on a job as a “play tester”.
One tester says: “Imagine your favourite movie. Now take your favourite 30-second clip from that movie. Now watch that 30-second clip over and over again, 12 hours a day, every day for two months. When you've done that, tell me if what you've been doing is watching movies all day.”
Another complains: “They flat-out tell you that what makes a good employee is the number of bugs you find and it is this number that will determine if you are kept on or not.”
Here is one games tester (rather annoyingly) boasting about his job, but also hesitating over what he is able to say.

2) Gold and item farming
The buying and selling of virtual goods is nothing new, but with some games operating a sort of in-game auction house, there is money to be made.
This method arguably exploded with Diablo III’s, the action role playing game in which characters choose one of five classes (Witch Doctor, Barbarian, Wizard, Monk or Demon Hunter), and are tasked with defeating Diablo, the Lord of Terror.
Sadly makers Blizzard have announced that from March 2014 both its gold and real-money auction houses will be shut down, meaning you have around four months to get stuck in.
Blizzard take $1 out of each sale, as well as another 15 per cent when you pay via PayPal, but some players have claimed they have made as much as $10,000 by harvesting and then selling gold on the auction house.
A Reddit user named WishboneTheDog included screenshots of his PayPal account as proof of his apparent $10,000 earnings.
Reddit user WishboneTheDog posted screenshots of his PayPal account to show his earnings
The user writes: “I have never botted, scammed, used any of the number of exploits, or cheated in any way whatsoever.
“Before this game, I never made any money off of what I did because it was against the rules. Investing and trading in the item markets is part of how I have my fun, it wouldn't make sense for me to cheat.”
Blizzard said they were removing Diablo III’s auction house as it “undermines Diablo’s core gameplay”. 
3) Unofficial guides or walthroughs
As I have written in a previous post, as far as I am concerned how-to guides and walkthroughs ruin games, but that does not mean there is not a huge market for them.
Consider yourself an expert? Websites like Killer Guides allows you to write an eBook which you can then sell. You can also try this on Amazon or your own site but the market on Killer Guides is much larger.
Many of the Lord of the Rings game guides – which are often more than 100 pages long, so do not be fooled into thinking it is a quick job – sell for $29.99 (around £18 or £19). 

9 Awesome DIY Projects for Tech Nerds

Love learning about the future of green technology? Put that enthusiasm to good use with these do-it-yourself projects from our Tech and Transport category. From building your own hydrogen fuel cell with household items to keeping your car clean and green for commuting, see how hands-on you can be. And after you've read through, check out our View and Vote: The Best DIY Projects for Techies and tell us which projects you liked best.

Five Ways to Make Money with Green Technology

There's no reason you can't turn your passions for technology and green living into some cash. With a recession on, everyone's thinking of clever ways to earn some extra income. Do you have some gadgety know-how and a drive for being resourceful? We have a few ideas that can help you pad your wallet through greener technology.

Saturday, February 1, 2014

College Resources(Financial Aid)

Financial Aid

Everything comes at a price and education is no exception to the rule. Luckily, most online colleges and universities today offer lower tuition fees than your traditional 'brick and mortar' campus school. However, even if you were to make the choice to enroll in an online college, the cost will continue to remain a significant portion of the average student income.

The good news is that there are many financial aid solutions that can help you along your path to an education. Financial aid is a great way to invest in your future without having to struggle with the increasing upfront costs of a college degree. Many qualify for some type of financial aid. Whether you receive financial aid through the federal government or through private financial institutions such as your local bank, there should be little trouble involved in receiving the money you need to start a successful path as a student.

Most people begin the financial aid process by filling out the Free Application for Federal Student Aid (FAFSA), offered through the federal government. After the application process is completed, you will be notified and either rewarded a financial aid package or denied financial aid completely. If you are awarded a financial package by the federal government it may include grants, scholarships, and loans such as the Stafford or Perkins loans, to name a few. If you do not qualify for federal financial aid, then the next step would be to apply for a loan at your local bank or inquire into the other various federal financial aid and state run programs by following the links below.

Brihaspati Vidya Sadan, Naxal, Kathmandu

Brihaspati Vidya Sadan, Naxal, Kathmandu

Introduction

Brihaspati Vidyasadan, the School, was established in 1985 AD. Since then it has grown to become one of the best schools in Nepal.The school is located in Naxal, Kathmandu, Nepal within the Balmandir compound and occupies over 160,000 sq.m of area (30 ropanis).

The school is well facilitated with ample classrooms and recretional areas including 2 basketball courts, 1 football field, and seperate playground for small children. The school has 2 libraries and 2 computer labs. The school also houses FOSS Training and Research Center.

Currently Brihaspati runs classes from classes Nursery to 12 and the A Level program. In total there are over 1500 students currently studying in the school and over 1600 have already passed their SLC from the school.

Brihaspati, the name, is derived from Brihaspati, the Hindu Teacher of the Gods. Vidyasadan means place of learning. So the School's name literally means the place of learning of Brihaspati.

www.bvs.edu.np

Top Ten Plus 2 Colleges 2010/11-Rankings from Nepal Magazine

Top Ten Plus 2 Colleges 2010/11-Rankings from Nepal Magazine

Most Expensive Keywords Infographic Table Of Contents

Most Expensive Keywords Infographic Table Of Contents

Top 10 Keywords
  • Most Expensive AdWords
  • Google Keyword Niches
  • Google Revenues Source
  • Quality Score for Competitive Keywords
  • Negative Keywords for Expensive Keywords
  • Most Expensive Keyword Categories
  • The Most Expensive PPC Keywords

How does Google make money? Surprisingly, 97% comes from online pay-per-click advertising. At WordStream we can’t get enough PPC; that’s why we decided to conduct some research and find out what the most expensive keywords are in Google. Some of our results about the most popular and most expensive PPC keywords were to be expected, while some (like cord blood and mesothelioma treatment) surprised us and our readers.

Note: If you don't quite understand this infographic, consider learning more about what is Google AdWords.

Top 10 Most Expensive Google Keywords

The Top 10 Most Expensive Keywords are:
  1. Insurance
  2. Loans
  3. Mortgage
  4. Attorney
  5. Credit
  6. Lawyer
  7. Donate
  8. Degree
  9. Hosting
  10. Claim

You’ll notice that these top ten most expensive AdWords keywords deal primarily with financing and industries that manage vast sums of money. The fact that the educational keyword “degree” is one of the top ten most expensive Google keywords, right up with lawyers and credit, reminds us of the growing cost of education.
The next ten most expensive keywords complete our total list, resulting the top 20 most expensive AdWords keywords:
  1. Conference Call
  2. Trading
  3. Software
  4. Recovery
  5. Transfer
  6. Gas/Electricity
  7. Classes
  8. Rehab
  9. Treatment
  10. Cord Blood

There you have it – the highest cost keywords. If you are considering entering into one of these industries, be ready to pay high cost per click rates for the top keywords. While some may start treatment facilities for the greater good, be aware that you’ll wind up in one of the most expensive niche groups, and your paid search marketing wallet will suffer from those high CPCs.
The most expensive SEM keywords may be frustrating for those in the industries, but they are the best keywords for Google, who makes 97% of revenue from advertising on Google sites (AdWords, AdSense). In the last four quarters, the biggest player of search engine history brought in $32.2 billion in total advertising revenue.

expensive keywords report
The Most Expensive AdWords Keywords

While the minimum bid per keyword is 5 cents in AdWords, the high cost keywords listed above are nowhere near that. Google can make up to $50 per click from the most expensive PPC keywords. Keyword advertising is a highly lucrative business for Google.

The most expensive niche groups paying for the most costly keywords are industries with very high lifetime customer value; the most costly AdWords keywords exist in industries where the customer pay-off is considerably high. Ultimately, the amount of money insurance companies get from an individual signing up for insurance with them makes high cost per click rates worth the investment, even at $54 a click.

Highest paying Adsense keywords


Keyword                             US CPC
Mesothelioma law firm      179.01
Sell annuity payment         107.46
Asbestos lawyers              105.84
Structured annuity settlement   100.8
Annuity settlements           100.72
Car donate 88.26
Virtual data rooms 83.18
Automobile accident attorney 76.57
Auto accident attorney 75.64
Car accident lawyers 75.17
Data recovery raid 73.22
Motor insurance quotes 68.61
Personal injury lawyer 66.53
Car insurance quotes 61.03
Asbestos lung cancer 60.96
Injury lawyers 60.79
Personal injury law firm 60.56
Online criminal justice degree 60.4
Car insurance companies 58.66
Business voip solutions 51.9

High Paying Google Adsense CPC Keyword List 2014

Many people use adsense to monetize their websites. In my opinion, adsense is the best advertising network out there. It is backed by the internet giant Google. But somebody adeptness disagree with me aback they could not access abounding with adsense. The achievement is they did not access adequate keywords that access academy CPC. It is acc
ustomed that a website with business keyword access to access bigger than a website with brawl keyword. If you are analytic for some adsense keywords with academy CPC, you are so advantageous to be here. I access accumulated some top paying adsense keyword for 2014. Achievement goes the list:




KEYWORD / COST PER CLICK

Donate car to charity California ($130.25)
Donate car for tax credit ($126.65)
Donate cars in ma ($125.58)
Donate your car Sacramento ($118.20)
How to donate a car in California ($111.21)
Donate your car for kids ($106.01)
Car insurance quotes Colorado ($100.93)
Nunavut culture ($99.52)
Dayton freight lines ($99.39)
Hard drive data recovery services ($98.59)
Donate a car in Maryland ($98.51)
Motor replacements ($98.43)
Cheap domain registration hosting ($98.39)
Donating a car in Maryland ($98.20)
Donate cars Illinois ($98.13)
Criminal defense attorneys Florida ($98.07)
Best criminal lawyer in Arizona ($97.93)
Car insurance quotes Utah ($97.92)
Life insurance co Lincoln ($97.07)
Holland Michigan College ($95.74)
Online motor insurance quotes ($95.73)
Online colledges ($95.65)
Paperport promotional code ($95.13)
Online classes ($95.06)
World trade center footage ($95.02)
Massage school Dallas Texas ($94.90)
Psychic for free ($94.61)
Donate old cars to charity ($94.55)
Low credit line credit cards ($94.49)
Dallas mesothelioma attorneys ($94.33)
Car insurance quotes MN ($94.29)
Donate your car for money ($94.01)
Cheap auto insurance in VA ($93.84)
Met auto ($93.70)
Forensics online course ($93.51)
Home phone internet bundle ($93.32)
Donating used cars to charity ($93.17)
PhD in counseling education ($92.99)
Neuson ($92.89)
Car insurance quotes pa ($92.88)
Royalty free images stock ($92.76)
Car insurance in South Dakota ($92.72)
Email bulk service ($92.55)
WebEx costs ($92.38)
Cheap car insurance for ladies ($92.23)
Cheap car insurance in Virginia ($92.03)
Register free domains ($92.03)
Better conferencing calls ($91.44)
Futuristic architecture ($91.44)
Mortgage adviser ($91.29)
Insurance ($54.91)
Gas/Electricity ($54.62)
Mortgage ($47.12)
Attorney ($47.07)
Claim ($45.51)
Mesothelioma Law Firm ($179.01)
Sell Annuity Payment ($107.46)
Asbestos Lawyers ($105.84)
Structured Annuity Settlement ($100.8)
Annuity Settlements ($100.72)
Car Donate ($88.26)
Virtual Data Rooms ($83.18)
Automobile Accident Attorney ($76.57)
Auto Accident Attorney ($75.64)
Car Accident Lawyers ($75.17)
Data Recovery Raid ($73.22)
Motor Insurance Quotes ($68.61)
Personal Injury Lawyer ($66.53)
Car Insurance Quotes ($61.03)
Asbestos Lung Cancer ($60.96)
Injury Lawyers ($60.79)
Personal Injury Law Firm ($60.56)
Online Criminal Justice Degree ($60.4)
Car Insurance Companies ($58.66)
Business Voip Solutions ($51.9)

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